How to Rent a House in Lagos Without Getting Scammed

House hunting in Lagos can be stressful and risky. With the right approach, you can find a genuine property without getting scammed or overpaying. Here's the full process.

Step 1: Know your real upfront cost

The advertised rent is never the full amount you pay on day one. For a ₦1.5M/year flat requiring 2 years advance: rent ₦3,000,000 + agency fee ₦150,000 + legal fee ₦150,000 + caution ₦125,000 = ₦3,425,000 total. Always calculate this before viewing.

Step 2: Choose your area based on actual commute time

Test your commute at rush hour before committing. Lagos traffic can turn a "20-minute" journey into 2 hours. Consider proximity to expressways carefully.

Step 3: Use only verified agents

Use platforms like SignalMe where agents are verified. Ask for LASRERA registration. Never pay agents who contact you unsolicited via social media with deals that seem too good.

Step 4: Inspect thoroughly

Check: water pressure (run every tap), electricity meter type, drainage, signs of damp on ceilings and walls, window security, neighbourhood at night.

Step 5: Check the documents

Ask for: Certificate of Occupancy or Deed of Assignment proving ownership, letter of agency confirming the agent's authority, and draft tenancy agreement before signing.

Step 6: Negotiate fees

Agency and legal fees are negotiable — often reduced to 5% each, especially on higher-value properties. The rent itself is also negotiable if you can pay 2 years upfront.

Step 7: Document every payment

Get a receipt for every payment made — agency fee, caution deposit, rent, legal fee. Store your signed tenancy agreement safely.